Judging a book by it's cover

Had a little reminder today to not judge a book by it's cover. I've receive MANY credit applications from National Vehicle Leasing for guys in the money industry (ie: investments, money managing, etc) wanting very expensive cars to keep up the facade of "having money."

Well today I received an application for a $71000.00 2006 Lexus SC430 (see picture below) for an investment guy. Based on previous experience I figured since he's young he's not going to qualify. I obtain his credit report and see a couple clean credit lines but what a shock when I looked at the "High Credit" column: $1 million dollar line of credit opened a couple months back at a major bank. Now I know I'm dealing with a guy who should know what he's doing. After that I noticed the $150,000 Porsche Financial Services credit line reporting.

Anyway, I had no problems approving the guy for his Lexus (which he plans on using as a winter car - we should all be so priviledged).

Other than that it's been a slow day at work.