Insurance woes

So I've been in corrspondence with my insurance adjuster and offered logical proof that my story makes more sense than that of the gentleman I had the collision with but I have been told that they are not changing their decision. His words were that the onus of responsibility lies upon me under the highway traffic act. I didn't realize that I'm supposed to leave sufficient space when I'm in one lane and another driver is in a different lane. If that was the case then the whole idea of having two lanes with one as a passing lane makes no sense.

With that he told me my only option would be to take the other guy to small claims court. They would stand by the courts decision if they ruled in my favour. I did find out however that there is another option. It's an Independent Review by a retired judge. Basically I pay $25, make my case in written form to the judge and they make a decision based on my point of view and the file from MPI. If they uphold MPI's decision then I lose my $25, but if they change it I get my $25 back. What this also means is that if the judge chooses to not find me at fault I would get back my money for the deductible plus not have a $200 surcharge on my license.

If that doesn't work out then I still have the option of going to court. I then have to weigh the time needed to file a claim, take time off work, and the other time needed to prepare. I'm trying to be confident it won't come down to that and the logical proof that I can offer in the Independent Review will show that the other driver was at fault.

In other insurance news apparently MPI is looking at adding a premium to cars that are on the top 100 stolen list if they do not have an immobilizer installed. That's bunk if you ask me as I use the club 100% of the time on my car. That's more of a deterent than a blinking light if you ask me. That and the fact that the car goes from home to work and that's it. I have thought about getting one as they are free, but with the command start on the Neon it will cost me at least $75 to get the immobilizer set up to allow the command start to work.

On the running front... well, there hasn't been a running front for the last week. I've been dead tired and decided to take a week off. I'm going to start running again come sunday.